This plan is only for Korean & Japanese before they leave their country
for protection to start before leaving their country
Eligibility
Applicant must:
Be 65 years old or less
Be not eligible for a provincial or territorial government health insurance plan in Canada
Be in good health and must know of no reason to seek medical attention
Be a student and provide proof of admission and registration in a recognized Canadian institution of learning
Be a student completing post-doctorate research in a recognized Canadian institution of learning
Features
Maximum liability - $2,000,000 CAD
Premium: $50 per month (one price)
Minimum premium: $50 CAD per person for single / $125 CAD per policy for family
No deductible
Maximum period of coverage: 365 days
Family rate available: single rate multiplied by 2.5 for the whole family members
Worldwide travel coverage
Provided the majority (51%) of your period of coverage is spent in Canada except the country of origin
Pre-existing condition
Pre-existing conditions are covered if stable in the 90 days prior to effective date of the policy
Waiting period
For policy purchased prior to arrival in Canada: waived
For policy purchased after arrival in Canada: no coverage if sickness or injury is confining you to hospital or that is under active treatment on the effective date of the policy
Benefits
Hospital expenses
100% of semi-private room and board up to 60 days per sickness or injury
Up to $10,000 CAD for psychiatric in-patient treatment
Physician charges: 100%
Reasonable and customary cost
Annual medical examination: $100 CAD
One examination and related tests + one consultation for the prescription of the morning after pill (with a minimum of 180 days coverage has been purchased)
Diagnosis services: 100%
Reasonable and customary cost
Maternity: up to $1,000 CAD
For emergency and non-emergency medical care related to a pregnancy (excludes childbirth and voluntary termination of pregnancy; the pregnancy must start after the effective date)
Eye examination: $100 CAD
$100 one examination (with a minimum of 180 days coverage has been purchased)
Psychologist: up to $500 CAD
Out-patient consultations
Trauma counseling: 6 sessions
Following a covered emergency
Paramedical practitioners: up to $500 CAD
Speech therapist, physiotherapist, osteopath, naturopath, acupuncturist, chiropractor, chiropodist, podiatrist
Prescription Drugs: 100%
One month supply for prescribed medicines
Private duty nursing: up to $10,000 CAD
Medical services of a licensed nurse in the insured person’s home
Other services and supplies: 100%
If required as the result of a covered sickness or injury
Accessibility corrective device, malfunction and theft protection: up to $1,000 CAD
Purchase or repair of a corrective device
Dental treatment due to an accident: up to $4,000 CAD
Dental treatment following accidental blow to the mouth
Emergency dental care: up to $600 CAD
For the relief of acute pain (with a minimum of 180-day coverage)
Impacted wisdom tooth: up to $100 CAD per tooth
For the extraction of wisdom teeth
Out of Canada treatment: 100%
Reasonable and customary cost, provided at least 51% of the period of coverage is spent in Canada
Ground ambulance: 100%
When medically necessary
Emergency air transportation: 100%
When medically necessary
Family transportation and subsistence allowance: up to $5,000 CAD
Single round-trip economy airfare for one immediate family member including $150 per day for meals and accommodations
Return home: up to $5,000 CAD
One-way economy airfare for return to home country for immediate medical care
Return of deceased
Up to $10,000 CAD for repatriation to country of origin
Up to $5,000 CAD Burial at the place of death
Accidental death: $25,000 CAD
Accidental dismemberment or total permanent loss of use of limb or sight: up to $25,000 CAD
Air flight/common carrier accident: up to $100,000 CAD in case of death
Claim
In the event of hospitalization, you must contact Global Excel within 48 hours of admission. Failure to make such notification will limit the total amount payable to 80% of all eligible expenses incurred
The claims representatives are here to assist you 24 hours a day, seven days a week.
In Canada & USA: 1-800-715-8833
From Mexico: 001-800-514-1518
From anywhere: 819-566-8839
