Super Visa Requirements 

Applican must provide of private medical insurance from a Canadian insurance company that:

Is valid for a minimum of one year ; and

Is valid for a minimum coverage of $100,000

Premium

For a coverage of $100,000:-

 A discount of 30% will apply if $3,000 deductible is chosen.

 For other coverages, please refer to JF Optimum Medical Plan

Features

No deductible : for age 85 or younger
$50 deductible : for a 5% savings on the daily rate
$3,000 deductible: for a 30% saving on the daily rate

Maximum period of coverage: 365 days

Minimum premium: $25 CAD per policy

Worldwide travel coverage
Provided the majority (51%) of your period of coverage is spent in Canada except the country of origin

Pre-existing condition
Automatically covers the Stable Chronic Condition
If stable in the 120 days prior to the effective date of policy

Waiting period
For policy purchased prior to your arrival in Canada: waived 

For policy purchased after your arrival in Canada: For age 85 or younger 48 hours from the effective date of the policy for Emergency Sickness

Refund
Full refund is available
when the request for refund is received prior to the effective date of the Policy. And only when that the appilicant's super visa application has been denied by Canadian Embassy and that a copy of the denial letter is provided as evidence of such denial.

Partial refund is available
If you return to your country of permanent residence 
'No claim statement' and 'Proof of Return' (ex. Boarding Pass) are required  
Requests for refunds must be made in writing within 90 days of your policy expiry date
An cancellation fee of $40 will apply to per policy

No refund will be issued
If claim has been or will be submitted
If the amount of premium to be reimbursed is less than $10 per policy

Benefits

Hospital Expenses: reasonable and customary cost for in and out patient treatment

Physician Fees

Diagnostic Services: reasonable and customary cost for X-rays and laboratory test

Ground Ambulance

Prescription drugs: up to $500 CAD, Limited to a 30-day supply per prescription

Medical Appliances
Casts, splints, trusses, braces, crutches, rental of wheelchair or other minor medical appliances

Paramedical Practitioner
Chiropodist, chiropractor, osteopath, physiotherapist or podiatrist up to $500 CAD per type of practitioner with a 180-day policy

Acupuncture: up to $500 CAD with a 365-day policy

Treatment of Dental Accidents:  up to $3,000 CAD

Dental Emergency: up to $500 CAD

Air Fright Accident: up to the sum insured

Repatriation: when approved in advance by assistance company

Return of deceased: up to $10,000 CAD

Claim

In the event of hospitalization, you must contact TIC Claims Department  within 48 hours of admission. Failure to make such notification will limit the total amount payable to 80% of all eligible expenses incurred

The claims representatives are here to assist you 24 hours a day, seven days a week. 

In Canada & USA: 1-800-869-6747
Collect worldwide: 416-340-8809

Send all pertinent documents to:
TIC Claims Department
250 Yonge Street, Suite 2100
Toronto,Ontario
M5B 2L7